Tennessee Education Freedom Scholarship (EFS): 2026-27 Guide

Amount
$7,530 per student for 2026-27, held in an online account…
Run by
Tennessee Department of Education, Office of Programs and School Choice

Updated · By Edulist · 5 sources

Part of Tennessee scholarships and ESAs, which covers every program in the state.

What can your family get in Tennessee?

3 programs in Tennessee

  • Tennessee Education Freedom Scholarship (EFS) · Education savings account
  • Tennessee Education Savings Account (ESA) Program · Education savings account
  • Tennessee Individualized Education Account (IEA) Program · Special needs scholarship

Each program sets its own grade and income rules and decides every application.

EFS at a glance

Tennessee Education Freedom Scholarship (EFS)

Not for homeschoolers

Also called EFS, Education Freedom Scholarship

Type
Education savings account
Run by
Tennessee Department of Education, Office of Programs and School Choice
Amount
$7,530 per student for 2026-27, held in an online account and paid quarterly. Tuition and fees come first; leftover funds can buy other approved items and carry over.

Who qualifies

  • Tennessee resident entitled to attend a public school in grades K-12
  • Must enroll in an EFS-registered Category I, II or III non-public school in Tennessee
  • 35,000 scholarships for 2026-27, awarded by priority group and then application order
  • Cannot be combined with the Individualized Education Account (IEA) program

Key dates

2026-27 applications
Closed (56,440 received)
Enrollment verification deadline
June 30, 2026
Quarter 2 funding (20%)
October 15, 2026 (projected)
Marketplace launch
October 19, 2026 (projected)
Quarter 3 funding (20%)
January 15, 2027 (projected)
2027-28 applications
Not yet announced

How to apply

  1. Create an account in the EFS portal (app.efs.tnedu.gov) when the application window opens.

  2. Upload two approved Tennessee residency documents and proof of age.

  3. Answer optional questions to show priority eligibility: income, IEA or ESA eligibility, or public school enrollment.

  4. Agree to the EFS assurances and FERPA release, and submit.

  5. If awarded, verify enrollment at an EFS-registered school by the deadline; the school is paid through the portal.

What it can pay for

  • Private school tuition and fees (paid first)
  • Textbooks and curricula
  • Uniforms
  • Tutoring and educational therapy
  • Technology (one device per student per year)
  • Transportation
  • College entrance exams
  • Summer and after-school academic programs
  • Early postsecondary courses and industry credentials

Checked against Tennessee Department of Education, Education Freedom Scholarship, Tennessee Department of Education, EFS FAQs, TDOE, EFS program expansion announcement (May 7, 2026), EdChoice, Tennessee Education Freedom Scholarship Act. Each program decides what it covers and who qualifies.

Tennessee EFS at a glance

Tennessee's Education Freedom Scholarship launched in 2025-26 with 20,000 seats. For 2026-27, lawmakers added 15,000 more, and the governor signed the expansion on May 7, 2026. Demand still outran supply: 56,440 applications for 35,000 seats.

QuestionAnswer (as of October 2026)
Award$7,530 per student for 2026-27
Seats35,000, all reserved; 17,735 on the waitlist
Who qualifiesAny TN student eligible for public school, enrolling at a registered private school
PriorityRenewals, then lower-income and IEA/ESA-eligible students
PlatformEFS online portal and Marketplace
Run byTennessee Department of Education

Who qualifies for the Tennessee Education Freedom Scholarship

Eligibility is universal on paper: any Tennessee resident entitled to attend a public school in grades K-12 can apply. To receive funds, the student must enroll in an EFS-registered Category I, II or III non-public school in Tennessee. Nearly 300 schools were registered for 2026-27.

Because seats are capped, priority decides who gets one. The Department reviews applications by group and, within each group, by the order received:

PriorityWho2026-27 seats
1Renewing EFS recipients18,553
2Income up to 100% of free and reduced-price lunch, SNAP or TANF, or eligible for the IEA or ESA programs3,970
3Income up to 300% of free and reduced-price lunch9,360
4Enrolled in a Tennessee public school, or entering kindergarten3,117
5Chose not to show eligibility for another priority0

The takeaway: if your family fits Priority 2 or 3, answer the optional income questions. Families who skip them land in Priority 5, which received no seats in 2026-27. For 2026-27, 81% of new scholarships went to applicants who qualified on income or IEA/ESA eligibility.

How much is the EFS?

The award is tied to the state's base funding formula: $7,530 for 2026-27, up from about $7,296 in 2025-26. Money sits in an online account, never in a parent's bank account, and arrives quarterly. Schools are paid first: the law requires funds to go to tuition and fees before anything else. Leftover money carries over to the next year's account, according to EdChoice.

How to apply for EFS in Tennessee

  1. Watch for the 2027-28 window. The Department hasn't announced dates. Sign up for updates on the EFS page.
  2. Pick a registered school. Check the EFS-registered schools list before you apply.
  3. Prepare documents: two approved proofs of Tennessee residency (two parents can each supply one) and proof of age.
  4. Apply early in the EFS portal. Within each priority group, earlier applications are processed first.
  5. Claim your priority by answering the income, IEA/ESA or public school questions with documentation.
  6. Verify enrollment at your school by the deadline (June 30 in 2026), or the seat may go to the waitlist.

The EFS portal and Marketplace

Every EFS transaction runs through the online portal. The portal pays your school's tuition and fees. After that, families with a remaining balance buy approved items in the EFS Marketplace, projected to open October 19, 2026 for students with no pending tuition. Technology purchases must go through the Marketplace, with a limit of one device per student per year, and families confirm delivery of technology and uniforms in the portal.

What you can buy with leftover EFS funds

For many families, tuition uses most or all of the $7,530. When money remains, the approved categories include:

Free resources like Khan Academy cost nothing, which can stretch a small balance. Save your shortlist to your Edulist wishlist so you are ready when the Marketplace opens.

Homeschoolers and the EFS

The EFS is a private school scholarship, not a homeschool program. A homeschooled child can apply, but must enroll in an EFS-registered Category I, II or III non-public school to receive funds. Families who homeschool independently, or through a school outside those three categories, can't use EFS money for home education. See our Tennessee homeschool guide for the homeschool options.

Testing and accountability

Students in grades 3 through 11 must take the TCAP in math and English language arts or a nationally standardized achievement test aligned with their school's program, every year in the program. Schools report scholarship students' results to the state's Office of Research and Education Accountability (OREA), which publishes the reporting form.

Federal scholarship tax credit in Tennessee

Tennessee has opted in to the federal scholarship tax credit, according to the IRS's June 2026 list. From 2027, SGOs on Tennessee's list can award scholarships funded by donors who claim up to $1,700 in federal credits. That could help waitlisted families or cover costs beyond EFS. Treasury's rules are proposed, not final. See how the federal credit works.

What families in Tennessee can buy

Products in categories these programs often cover. Each program decides what it pays for.

Varsity Tutors

Gr. K–12 · College · Adult · Tutoring · Course

Kumon

Gr. Pre-K–12 · Tutoring · Curriculum

Mathnasium

Gr. K–12 · Tutoring

IXL

Gr. Pre-K–12 · App

The Princeton Review

Gr. 9–12 · Course · Tutoring

Khan Academy

Gr. K–12 · College · App · Course

Sources

  1. Tennessee Department of Education, Education Freedom Scholarship
  2. Tennessee Department of Education, EFS FAQs
  3. TDOE, EFS program expansion announcement (May 7, 2026)
  4. Tennessee State Board of Education Rule 0520-01-24
  5. EdChoice, Tennessee Education Freedom Scholarship Act

Questions

How much is the Tennessee Education Freedom Scholarship for 2026-27?

The Tennessee Department of Education set the 2026-27 award at $7,530 per student. For 2025-26 it was about $7,296, tied to the state's base funding formula.

Can homeschoolers get the EFS?

A homeschooled student can apply, but must enroll in an EFS-registered Category I, II or III non-public school to receive funds. The EFS does not pay for independent home education.

Is the Tennessee EFS taxable?

No. The Department says the scholarship is not taxable income under the Education Freedom Act, and no Form 1099 is issued.

What if I'm on the waitlist?

The Department kept 17,735 applications on a waitlist for 2026-27 and processes them as seats open, in priority and submission order. Check your EFS portal for updates and be ready to verify enrollment quickly if a seat is offered.

Does my child have to take the TCAP?

Not necessarily. Students in grades 3 through 11 must take either the TCAP or a nationally standardized achievement test chosen by the school, and the school reports results for scholarship students to the state's Office of Research and Education Accountability.

Who do I contact with EFS questions?

Email EFS.Questions@tn.gov or call (615) 741-5158 and follow the prompts for the Office of Programs and School Choice. The Department also holds family office hours during the year.

Plan your EFS leftovers

Programs, amounts and deadlines, state by state.

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