EFA Arkansas: How the LEARNS Act Education Freedom Account Works

Amount
2026-27: $7,208 per student ($1,802 quarterly), or $8,011…
Run by
Arkansas Department of Education, Office of School Choice and Parent Empowerment; applications via FACTS, spending via ClassWallet

Updated · By Edulist · 5 sources

Part of Arkansas scholarships and ESAs, which covers every program in the state.

What can your family get in Arkansas?

2 programs in Arkansas

Each program sets its own grade and income rules and decides every application.

EFA at a glance

Arkansas Children's Educational Freedom Account (EFA)

Homeschoolers eligible

Also called EFA, LEARNS Act EFA, Education Freedom Account

Type
Education savings account
Run by
Arkansas Department of Education, Office of School Choice and Parent Empowerment; applications via FACTS, spending via ClassWallet
Amount
2026-27: $7,208 per student ($1,802 quarterly), or $8,011 ($2,002.75 quarterly) for Succeed Scholarship students, net of transaction fees.

Who qualifies

  • Arkansas K-12 students attending a participating private or micro school, or homeschooling; eligibility is universal from 2025-26
  • Applications are funded in priority order: returning participants first, then students with specialized needs
  • Then students from D- or F-rated schools, military, first responder and law enforcement families, and first-time kindergartners
  • Students in grades K-10 must take an approved norm-referenced test in math and reading each year
  • Renewal application required every year

Key dates

2026-27 applications and renewals
March 9 to June 1, 2026
Late 2026-27 applications
After June 29, 2026: reviewed only if funding allows
2027-28 application opens
March 2027
Funding
Quarterly deposits in ClassWallet

How to apply

  1. Create an account at arkansasefa.com (the FACTS application portal) and start an application for each student.

  2. Upload documents for any priority group, such as an IEP, Succeed Scholarship record or military status.

  3. If approved, set up ClassWallet and link your private or micro school so it can invoice you.

  4. Homeschool families buy curriculum through the ClassWallet marketplace, Direct Pay or reimbursement.

  5. Submit yearly norm-referenced test results in math and reading for grades K-10, and renew each spring.

What it can pay for

  • Private and micro school tuition and fees
  • Curriculum, textbooks and supplemental materials
  • Tutoring
  • Technology (not TVs, video games or phones)
  • Therapies and disability services
  • Testing fees
  • College courses, exams and credentials
  • Uniforms and supplies
  • Transportation (up to 25% of funds; mileage at $0.52)
  • Extracurriculars, PE and field trips (up to 25%)

Checked against Arkansas DESE, EFA information for families, Arkansas EFA program FAQ (updated October 1, 2026), Arkansas LEARNS portal, EFA system, EdChoice, Arkansas Children's Educational Freedom Account Program. Each program decides what it covers and who qualifies.

EFA Arkansas at a glance

The Education Freedom Account is the centerpiece of Arkansas school choice. EdChoice counts 46,578 participating students in 2025-26, the first year every K-12 student could apply.

QuestionAnswer (as of October 2026)
Amount for 2026-27$7,208 per student; $8,011 for Succeed Scholarship students
PaidQuarterly: $1,802 (or $2,002.75) per deposit, in ClassWallet
Who qualifiesAny Arkansas K-12 student in a participating private or micro school, or homeschooling
Next applicationMarch 2027, for 2027-28
Run byArkansas Department of Education, Office of School Choice and Parent Empowerment
Homeschool eligibleYes, with yearly testing in grades K-10

Who qualifies for an Arkansas EFA

Since 2025-26, eligibility is universal: every Arkansas student in kindergarten through 12th grade can apply, whether they will attend a private school, a micro school or learn at home. The catch is funding order. The Department processes applications by priority:

  1. Returning EFA participants
  2. Students with specialized needs: Succeed Scholarship recipients, students with a disability under IDEA, and homeless or foster students
  3. Students from D- or F-rated schools in the previous year
  4. Military, first responder and law enforcement families, including veterans and Arkansas National Guard
  5. First-time kindergartners
  6. All other new students

In 2026, the Department said applications submitted after June 29 might be reviewed later only if funding and program guidelines allow. Apply during the spring window.

How much is the Arkansas EFA?

For 2026-27 the Department has finalized two amounts, both net of transaction fees so families can spend every dollar:

StudentAnnualQuarterly
Most students$7,208$1,802
Succeed Scholarship students$8,011$2,002.75

Unused funds carry over to the next school year, according to EdChoice. Two spending caps apply: transportation can't exceed 25% of total EFA funds, and in-state extracurriculars, PE and field trips together can't exceed 25%.

Arkansas EFA application, step by step

  1. Open the FACTS portal at arkansasefa.com in March, create an account and start an application for each child.
  2. Add priority documents, such as an IEP, Succeed Scholarship record, foster or homeless documentation, or military or first responder status.
  3. Renew every spring if your child already has an EFA; returning participants are first in line.
  4. Accept your award and log in to ClassWallet, where quarterly deposits appear.
  5. Link your school. Private and micro school families connect to their school in ClassWallet, and the school invoices you there.
  6. Test each spring. Students in grades K-10 take an approved national norm-referenced test and submit math and reading results.

How EFA spending works in ClassWallet

ClassWallet gives families three ways to spend:

  • Marketplace: buy from vendors connected to ClassWallet. Being listed is not pre-approval; staff still review each item.
  • Direct Pay: pay a vendor or school that invoices you, including tutors on the approved vendors list.
  • Reimbursement: pay out of pocket and upload a receipt showing vendor, description, cost, payment date and proof of payment. Travel to education providers is reimbursed at $0.52 per mile with a GPS route screenshot.

Every purchase must be ordinary (commonly used in education) and necessary (tied to your child's learning plan). Higher-cost technology, unusual items and multiples of the same item may need a syllabus or learning plan. When in doubt, use the pre-approval form before buying. Keeping your shortlist on your Edulist wishlist makes it easy to attach the right links and descriptions.

What you can buy with an Arkansas EFA

Homeschoolers and the Arkansas EFA

Arkansas homeschool families searching for a "homeschool grant" are usually looking for the EFA. Homeschooled students can receive the full EFA amount. In exchange, students in grades K-10 must take an approved national norm-referenced test every year and submit math and reading results, and every purchase goes through the ordinary-and-necessary review. You still follow Arkansas homeschool law; see our Arkansas homeschool guide.

Common problems

  • Applying late. After the spring window, review depends on leftover funding.
  • Marketplace surprises. An item in the marketplace can still be denied for your child.
  • Thin receipts. Reimbursements need proof of payment, not just an invoice.
  • Over the caps. Transportation and extracurriculars are each limited to 25% of funds.
  • Skipping the test. K-10 results are required every year to stay in the program.

Federal scholarship tax credit in Arkansas

Arkansas has opted in to the federal scholarship tax credit, according to the IRS's June 2026 list. From January 1, 2027, donors can claim up to $1,700 for gifts to SGOs on Arkansas's list, and SGO scholarships could help families with costs the EFA doesn't cover. Treasury's rules are proposed, not final. See how the federal credit works and the Arkansas donor guide.

What families in Arkansas can buy

Products in categories these programs often cover. Each program decides what it pays for.

The Good and the Beautiful

Gr. Pre-K–12 · Curriculum · Books

Abeka

Gr. Pre-K–12 · Curriculum · Books

Teaching Textbooks

Gr. 3–12 · App · Curriculum

Time4Learning

Gr. Pre-K–12 · Curriculum · Course

All About Reading

Gr. Pre-K–4 · Curriculum · Books

Outschool

Gr. Pre-K–12 · Course · Tutoring

Varsity Tutors

Gr. K–12 · College · Adult · Tutoring · Course

Master Books

Gr. K–12 · Curriculum · Books

Sources

  1. Arkansas DESE, EFA information for families
  2. Arkansas EFA program FAQ (updated October 1, 2026)
  3. Arkansas LEARNS portal, Education Freedom Account system
  4. EdChoice, Arkansas Children's Educational Freedom Account Program
  5. IRS, states electing to participate in the federal scholarship tax credit (IR-2026-76)

Questions

What is the LEARNS Act?

LEARNS is the 2023 Arkansas education law signed by Governor Sarah Huckabee Sanders. Among many changes, it created the Education Freedom Account program, which phased in over three years and became open to all K-12 students in 2025-26.

Is the Arkansas EFA a homeschool grant?

It works like one for homeschool families. Homeschooled students can receive EFA funds for curriculum, tutoring, technology and other approved costs, as long as they take a yearly norm-referenced test in math and reading in grades K-10.

Is everything in the ClassWallet marketplace approved?

No. The Department says availability in the marketplace does not mean pre-approval. Every purchase is reviewed against the program's ordinary and necessary standard for that student, and you can request pre-approval for items you are unsure about.

How long do EFA reimbursements take?

The Department aims to approve requests within 25 business days, though it can take longer right after quarterly deposits. Once approved, money reaches your bank in about 2 to 10 business days.

Do I have to reapply every year?

Yes. Returning families complete a renewal application each spring, though they may not need to resubmit documents. Returning participants are the first priority group.

Who do I call with EFA questions?

The EFA family support team answers at help@schoolchoicear.org or 501-462-4388, Monday through Friday, 8 a.m. to 6 p.m., in English and Spanish.

Plan your EFA purchases

Programs, amounts and deadlines, state by state.

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